Mortgage Broker Portsmouth

Portsmouth Harbour
 24 January 2020

Who are we?
Meridian Mortgage Solutions are a Portsmouth based Mortgage broker with over 25 years worth of industry experience between the team.  Many of us live within the PO post code region, and with our office being based just outside Portchester, we really are your local mortgage broker for the area that you have chosen to buy and live in.  We have a number of existing clients in the Portsmouth area, from Emsworth to Waterlooville, all the way through to Fareham and Locks Heath.  Chances are you may live near one of the people we have previously helped!

What we do
We are an independent mortgage broker, able to help with all of your mortgage and protection needs in and around the Portsmouth and wider meridian region. We can provide you with bespoke advice on Purchasing a Property, whether that’s your first home or you are looking to move. Re-Mortgaging your current home, and we will also provide advice on Buy to Lets in both personal names and Limited Companies.

What we understand is that no two applications are the same, and that everybody’s circumstances are different. We pride ourselves on our customer service and we always take the time to get to know our clients, providing them with bespoke advice on what is best for them. With access to some exclusive rates, we can often provide you with a more competitive rate than if you were looking to arrange this directly. And with lenders offering more and more incentives, including free valuations, free legals (on some remortgages) and also cashback, we will help guide you through the process finding the best deal for you.

Less than perfect credit score?  Evidence of previous bad credit on your Experian or Equifax Credit File?  We have lenders that may be able to show you the flexibility that you require to get a mortgage.

Once we have the mortgage arranged for you, we will also provide you with the correct advice to protect not just your home but your family as well.

Do we charge fees?
We are a fee charging broker; however, the cost depends on the nature of the mortgage and the lender involved. We believe in complete transparency and so will communicate the fees involved to you ASAP. The research and recommendation carry no cost to you, and our fee only becomes due upon completion which means that you only pay once the mortgage completes and goes through. We do not charge a fee for any protection policies that we advise and arrange on your behalf.

The Process
The actual process of arranging a mortgage will vary depending on what you are looking to do; buy a property or re-mortgage.

We will be with you on every step of the process, from the initial research to assessing your affordability, then through the application stage before you finally get the Mortgage Offer and relax!

We can put you in touch with local solicitors to keep everything within driving distance for you, with firms in Southsea, Portsmouth, Fareham and Emsworth.

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